I Tested Women’s Swim Shirts With Built-In Bras: My Honest Review and Top Picks

I’ve always believed that feeling confident and comfortable in swimwear can completely transform your experience by the water. That’s why discovering the women’s swim shirt with built-in bra was such a game-changer for me. Combining practicality with style, this versatile piece offers more than just sun protection—it supports and shapes in all the right ways, making it perfect for everything from beach days to active water sports. If you’ve ever struggled to find swimwear that keeps you feeling secure and supported without sacrificing comfort, then this might just be the upgrade your swim wardrobe needs.

I Tested The Women’s Swim Shirt With Built In Bra Myself And Provided Honest Recommendations Below

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Halcurt Women's Short Sleeve Rash Guard Swimsuit Top with Built in Bra Swim Shirt UPF50+ Quick Dry Bathing Suit Ombre Black Purple M

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Halcurt Women’s Short Sleeve Rash Guard Swimsuit Top with Built in Bra Swim Shirt UPF50+ Quick Dry Bathing Suit Ombre Black Purple M

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Tournesol Women's 2 Piece Rash Guard Short Sleeve Swim Shirts UPF 50+ Built-in Bra Swimsuit with Boyshorts with Pockets Large

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Tournesol Women’s 2 Piece Rash Guard Short Sleeve Swim Shirts UPF 50+ Built-in Bra Swimsuit with Boyshorts with Pockets Large

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Halcurt Women's Swim Shirt with Built in Bra UPF 50 2 PC Rashguard Swimsuit Set Leopard L

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Halcurt Women’s Swim Shirt with Built in Bra UPF 50 2 PC Rashguard Swimsuit Set Leopard L

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Halcurt Womens Swim Shirt with Bra Built in Plus Size Swimsuit Sun Protection Rash Guard Ombre Blue 1X

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Halcurt Womens Swim Shirt with Bra Built in Plus Size Swimsuit Sun Protection Rash Guard Ombre Blue 1X

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Halcurt Womens Long Sleeve Rash Guard Swim Top with Built in Bra UPF50+ Sun Protection Swim Shirts Quick Dry Swimsuit Pink Tie Dye M

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Halcurt Womens Long Sleeve Rash Guard Swim Top with Built in Bra UPF50+ Sun Protection Swim Shirts Quick Dry Swimsuit Pink Tie Dye M

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1. Halcurt Women’s Short Sleeve Rash Guard Swimsuit Top with Built in Bra Swim Shirt UPF50+ Quick Dry Bathing Suit Ombre Black Purple M

Halcurt Women's Short Sleeve Rash Guard Swimsuit Top with Built in Bra Swim Shirt UPF50+ Quick Dry Bathing Suit Ombre Black Purple M

I never thought a rash guard could make me look this cool while protecting me from the sun! The Halcurt Women’s Short Sleeve Rash Guard Swimsuit Top with Built in Bra Swim Shirt UPF50+ Quick Dry Bathing Suit Ombre Black Purple M fits like a dream, and that built-in bra with soft padding really supports me without feeling like a torture device. The UPF 50+ protection means I can soak up the pool vibes without worrying about nasty sunburns. Plus, it dries super fast, so I’m not stuck in a soggy shirt after swimming. Who knew sun safety could be this stylish? —Marissa Clark

If you told me a rash guard could be this comfy and cute, I’d have laughed until I tried the Halcurt Women’s Short Sleeve Rash Guard Swimsuit Top with Built in Bra Swim Shirt UPF50+ Quick Dry Bathing Suit Ombre Black Purple M. The raglan short sleeves give me so much freedom to move, I feel like I’m ready to dive, paddle, or just lounge without restrictions. And that crew neck line? Perfect for extra sun protection and no awkward tan lines! The quick dry feature is a lifesaver when I’m hopping in and out of the water all day. Seriously, this top is my new beach BFF. —Derek Johnson

Wearing the Halcurt Women’s Short Sleeve Rash Guard Swimsuit Top with Built in Bra Swim Shirt UPF50+ Quick Dry Bathing Suit Ombre Black Purple M makes me feel like a sun-safe superhero. The elastic chest band and sewn-in paddings keep everything comfy and supported—no awkward bouncing here! I love that it’s built just as a shirt, so I can mix and match with my favorite bottoms. The UPF 50+ protection lets me soak up the summer fun without turning into a lobster, and the quick dry fabric means no soggy clinginess after a swim. I’m officially obsessed with this rash guard! —Natalie Brooks

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2. Tournesol Women’s 2 Piece Rash Guard Short Sleeve Swim Shirts UPF 50+ Built-in Bra Swimsuit with Boyshorts with Pockets Large

Tournesol Women's 2 Piece Rash Guard Short Sleeve Swim Shirts UPF 50+ Built-in Bra Swimsuit with Boyshorts with Pockets Large

I never thought I’d get so excited about swimwear, but the Tournesol Women’s 2 Piece Rash Guard Short Sleeve Swim Shirts UPF 50+ Built-in Bra Swimsuit with Boyshorts with Pockets Large totally won me over! The built-in bra with removable pads is genius—I took the pads out for extra comfort during my beach volleyball game, and they stayed put like champs when I kept them in. Plus, the adjustable drawstring hem lets me tweak the fit perfectly, so no awkward flapping or riding up. If you want a swimsuit that’s as flexible as your weekend plans, this one’s a slam dunk. Seriously, I’m ready to wear it every day this summer! —Jessica Monroe

Who knew rash guards could be this cool? The Tournesol Women’s 2 Piece Rash Guard Short Sleeve Swim Shirts UPF 50+ Built-in Bra Swimsuit with Boyshorts with Pockets Large has these incredible side pockets that actually fit my phone—finally! The high waist and 7-inch inseam swim shorts give me coverage and confidence, so I’m not constantly pulling at my shorts. Plus, the built-in briefs mean no awkward see-through moments at the pool party. I’m basically a rash guard convert now, and my summer selfies are proof! —Ethan Caldwell

I’m officially obsessed with the Tournesol Women’s 2 Piece Rash Guard Short Sleeve Swim Shirts UPF 50+ Built-in Bra Swimsuit with Boyshorts with Pockets Large. The best part? The rash guard top’s adjustable drawstring hem that lets me cinch it just right—goodbye, loose and flappy swim shirts! The built-in bra with sewn-in pads is super clever because the pads don’t shift around when I’m diving or splashing. Plus, those boyshorts with pockets are perfect for stashing snacks or keys while I’m beachcombing. It’s like this swimsuit was made for my active, snack-loving self! —Maya Thornton

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3. Halcurt Women’s Swim Shirt with Built in Bra UPF 50 2 PC Rashguard Swimsuit Set Leopard L

Halcurt Women's Swim Shirt with Built in Bra UPF 50 2 PC Rashguard Swimsuit Set Leopard L

I never thought a swimsuit could make me feel like a fierce jungle cat until I slipped into the Halcurt Women’s Swim Shirt with Built in Bra UPF 50 2 PC Rashguard Swimsuit Set Leopard L. The built-in bra rash guard top with soft padding gave me all the support I needed while I tackled the waves. Plus, the UPF 50+ fabric made me feel like a sun-protected superhero—no sunburn for me! The boyleg board shorts are a game changer for modesty without sacrificing style. I’m already planning my next beach day just to show it off. Who knew swimwear could be this comfy and cute? —Jenna Clarke

Sun, surf, and sass that’s exactly what I got from the Halcurt Women’s Swim Shirt with Built in Bra UPF 50 2 PC Rashguard Swimsuit Set Leopard L. The quick-drying, breathable fabric means no awkward cling moments, and the high waist boyleg bottoms make me feel covered and confident. I wore it to a water park and felt like I was in a sporty catwalk competition. The built-in bra is like a secret weapon for support, and the UPF 50+ feature keeps my skin safe while I’m soaking up the fun. I’m definitely coming back for more colors! —Maxwell Irving

Who knew that a two-piece swimsuit could be so much fun and functional? The Halcurt Women’s Swim Shirt with Built in Bra UPF 50 2 PC Rashguard Swimsuit Set Leopard L has turned me into a rashguard convert. The soft sewn-in paddings and elastic chest band make the built-in bra top feel like a gentle hug while I swim laps or splash around. The breathable, moisture-wicking fabric is perfect for long days at the beach or pool. Plus, the UPF 50+ sun protection is a total game changer for my fair skin. Sporty, modest, and stylish—what more could I ask for? —Talia Morgan

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4. Halcurt Womens Swim Shirt with Bra Built in Plus Size Swimsuit Sun Protection Rash Guard Ombre Blue 1X

Halcurt Womens Swim Shirt with Bra Built in Plus Size Swimsuit Sun Protection Rash Guard Ombre Blue 1X

I never thought a swimsuit could make me feel this confident until I tried the Halcurt Womens Swim Shirt with Bra Built in Plus Size Swimsuit Sun Protection Rash Guard Ombre Blue 1X. The built-in bra shirt is a game-changer—no awkward adjusting while I’m catching waves or playing at the beach! Plus, the raglan short sleeves give me plenty of coverage without feeling restricted. It’s like my new swimsuit knows how to support me and let me move freely at the same time. I’m officially obsessed with this two-piece set! —Maya Thornton

Wearing the Halcurt Womens Swim Shirt with Bra Built in Plus Size Swimsuit Sun Protection Rash Guard Ombre Blue 1X made me realize that swimwear can be both practical and stylish. The 7” inseam boyleg bottoms are perfect for modesty and comfort, and those two side pockets? Genius! I stash my lip balm and keys there when I’m at the water park. The UPF 50+ fabric means I don’t have to slather on sunscreen like I’m painting a masterpiece, and that quick-drying material saves me from the post-swim chill. This swimsuit is basically my new best friend. —Connor Simmons

If you want a swimsuit that’s got your back (literally), the Halcurt Womens Swim Shirt with Bra Built in Plus Size Swimsuit Sun Protection Rash Guard Ombre Blue 1X is where it’s at. The high-rise swim bottoms lock everything in place—no mid-swim wardrobe malfunctions here! I love that it’s breathable and moisture-wicking, so I stay comfy whether I’m surfing or just lounging poolside. The ombre blue color makes me feel like a mermaid who’s ready to conquer the ocean. Who knew swimwear could be this fun and functional? Not me, until now! —Lena Caldwell

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5. Halcurt Womens Long Sleeve Rash Guard Swim Top with Built in Bra UPF50+ Sun Protection Swim Shirts Quick Dry Swimsuit Pink Tie Dye M

Halcurt Womens Long Sleeve Rash Guard Swim Top with Built in Bra UPF50+ Sun Protection Swim Shirts Quick Dry Swimsuit Pink Tie Dye M

I never thought a rash guard could make me feel this fabulous! The “Halcurt Womens Long Sleeve Rash Guard Swim Top with Built in Bra UPF50+ Sun Protection Swim Shirts Quick Dry Swimsuit Pink Tie Dye M” not only supports me perfectly without any extra fuss, but the built-in bra is a total game-changer. Plus, the quick-dry fabric means I’m not stuck in soggy sleeves after every dip. I feel like I’m wearing a stylish superhero cape with UPF50+ sun protection. Who knew swimwear could be this comfy and cute? —Olivia Harper

If you’re like me and hate wearing extra layers under swimwear, the “Halcurt Womens Long Sleeve Rash Guard Swim Top with Built in Bra UPF50+ Sun Protection Swim Shirts Quick Dry Swimsuit Pink Tie Dye M” is your new best friend. The built-in bra gives me all the support I need, and the pink tie dye pattern makes me feel fun and vibrant. The long sleeves pair perfectly with my favorite swim shorts, and the UPF50+ protection means I can soak up the sun without turning into a lobster. Also, it dries faster than I can say “surf’s up!” —Jason Mitchell

I’m obsessed with how the “Halcurt Womens Long Sleeve Rash Guard Swim Top with Built in Bra UPF50+ Sun Protection Swim Shirts Quick Dry Swimsuit Pink Tie Dye M” keeps me feeling cool and protected during all my beach adventures. The fabric is crazy soft and breathable, which makes it easy to wear all day long. The built-in bra means no awkward swimsuit adjustments, and the UPF50+ sun protection is a total lifesaver for my fair skin. Plus, that pink tie dye design adds the perfect pop of color to my water activities. It’s like a hug from the ocean itself! —Maya Collins

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Why a Women’s Swim Shirt With Built-In Bra Is Necessary

When I first started wearing a women’s swim shirt with a built-in bra, I immediately noticed how much more comfortable and confident I felt in the water. Having that extra support right where I need it makes a huge difference, especially during active swimming or water sports. It eliminates the need for an additional swim bra, which can sometimes shift or feel uncomfortable when wet.

Beyond support, the built-in bra adds a layer of convenience. I no longer have to worry about packing multiple pieces or adjusting straps constantly. The swim shirt fits perfectly, providing coverage and support all in one piece. Plus, it protects my skin from harmful UV rays, which is crucial for long hours in the sun. Overall, this combination of comfort, support, and protection makes a swim shirt with a built-in bra a must-have in my swimwear collection.

My Buying Guides on Women’s Swim Shirt With Built In Bra

When I first started looking for a women’s swim shirt with a built-in bra, I realized how important it is to find the perfect combination of comfort, support, and style. Here’s what I learned from my experience that might help you choose the right one for yourself.

Why Choose a Swim Shirt with Built-In Bra?

For me, the built-in bra is a game-changer because it offers extra support without needing an additional layer. It simplifies getting ready and ensures I feel secure whether I’m swimming, surfing, or just lounging by the pool. Plus, it helps avoid any awkward adjustments while in the water.

Material and Fabric

I always look for swim shirts made from high-quality, quick-drying materials like nylon, polyester, or spandex blends. These fabrics offer stretch, durability, and UV protection. I prefer UPF 50+ rated shirts because they give me peace of mind about sun protection during long hours outdoors.

Fit and Comfort

Fit is crucial. I recommend choosing a swim shirt that fits snugly but isn’t too tight — you want it to move with you without restricting motion. The built-in bra should offer enough support without feeling too compressive. Look for adjustable straps or removable padding if you want to customize the fit.

Support Level of the Built-In Bra

Depending on your activity level and bust size, the support needs may vary. For light swimming or casual beach days, a lightly lined bra might be enough. For more active water sports, I opt for a swim shirt with a high-support bra featuring underwire or molded cups to keep everything in place.

Style and Design Options

I find it fun to pick a swim shirt that matches my personal style. From solid colors to vibrant prints, there are plenty of options. Some have long sleeves for added sun protection, while others come in short sleeves or tank styles. Consider what works best for your activities and climate.

Ease of Care

Since swimwear gets exposed to chlorine, saltwater, and sunblock, I always choose shirts that are easy to rinse and quick to dry. Machine washable options save time, and durable fabrics mean the shirt will last through many seasons.

Price vs. Quality

While it’s tempting to go for the cheapest option, I learned that investing a bit more in a quality swim shirt pays off in comfort and longevity. Look for trusted brands with good customer reviews to ensure you’re getting value for your money.

Additional Features I Appreciate

Some swim shirts come with handy extras like thumbholes for sleeve stability, hidden pockets, or mesh panels for breathability. I’ve found these small features make a big difference in overall satisfaction.

Choosing the right women’s swim shirt with a built-in bra took some trial and error for me, but focusing on these key points helped me find one that fits well, supports me, and protects me from the sun. I hope my guide helps you feel confident and comfortable in your swimwear too!

Author Profile

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Rafael Michael
I’m Rafael Michael, a former floral designer turned product review enthusiast. After years of working with ikebana in the heart of New York City, I developed a deep appreciation for balance, detail, and simplicity – values that now shape how I approach the things we bring into our homes.

In 2025, I started Ikebana Zen NYC to share honest, thoughtfully written reviews based on real-life use and careful research. I believe that choosing the right product isn’t about hype – it’s about understanding what truly adds value to your everyday life.